PIAA Accredited Advisor #232C0146

Your property
portfolio starts
right here.

Australia's straight-talking property investment advisor. No fluff, no conflicts of interest. Just 25+ years of real-world experience helping everyday Australians build serious wealth through property.

Book a Free Strategy CallTry Our Calculators
250+
Properties Bought Off-Plan
25+
Years Experience
$8.5M
Raised for Novita Children services
As Seen On
📺 Channel 7/Channel 9
👍 Facebook
Jason Snowy Carter
#1
Solo Agent
Harris Real Estate
2017/2018
Meet Jason"Snowy" Carter

25 years. No shortcuts. Just results.

25+ years across real estate, property development and property investment.

As a former #1 solo agent at Harris Real Estate, avid developer, renovator and a decade-long breakfast anchor on Mix 102.3, Carter Capital bring's the combination of deep market knowledge and straight talk Australians trust.

Carter Capital is PIAA accredited, which means you're working with an advisor held to the highest professional standards.

Specialist in House and Land and Rooming Homes
1 Solo Agent, Harris Real Estate 2017/2018
Former Breakfast Anchor, Mix 102.3 (10 years)
National Buyers Agent
250+ Off-the-Plan Properties Bought
Ambassador, Novita Children's Services
What We Do

End-to-end property investment advisory

From first investment to full portfolio. We do the research, crunch the numbers, and guide you every step of the way.

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Investment Strategy

Custom strategy built around your income, lifestyle goals and timeline. We don't do cookie-cutter — we do what works.

Get Started →
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Suburb Research & Reports

Deep-dive suburb report cards across 5 categories. Real data. Real analysis. No guesswork.

See Sample Reports →
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New Build & Off-the-Plan

Access to off-market new builds through our builder network — properties that never hit the public portals.

Enquire Now →
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SMSF Property Investment

Specialist advice on using your Self-Managed Super Fund to invest in property. Structure it right from day one.

Learn More →
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Portfolio Review

Already have properties? We'll review your portfolio, identify underperformers and build a plan to optimise growth.

Book a Review →
🤝

End-to-End Settlement Support

From contracts to keys. We coordinate legal teams, selections and builder relationships so you don't have to.

Get Support →
Why Carter Capital

We're different. Here's why.

No conflicts of interest

We work for you. Not developers, not banks.

Off-market access

Builder relationships built over decades give our clients access to properties before they ever go public.

Data-driven decisions

Every recommendation is backed by a 40-point research using ABS, Htag, CoreLogic, PropTrack and more.

Straight Talk. No BS!

We tell you what you need to hear, not what you want to hear, in plain simple english.

New build specialists

New builds deliver maximum depreciation benefits, lower maintenance and stronger rental appeal. We specialise in finding the right ones.

SMSF expertise

One of the few advisors in Australia who can walk you through property in super from strategy through to settlement.

Super Strategies

Invest in property
through your SMSF

Your superannuation could be working a lot harder for you. With the right SMSF structure and a well-selected property, you can build retirement wealth in a low-tax environment — and we can show you exactly how.

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What can your SMSF buy?

Commercial property & rural land only. SMSFs cannot borrow to purchase residential property using LRBA.

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LRBA — Limited Recourse Borrowing

Your SMSF can borrow to purchase Commercial property. We'll model the numbers so you understand the cashflow from day one.

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Depreciation maximised

New builds deliver up to $25,000/year in depreciation deductions — a massive advantage inside a super structure.

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Retirement-focused strategy

We model from today to your target retirement date — showing you exactly where you'll land.

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Compliance built in

SMSF property has strict rules. We work with specialist SMSF auditors and legal teams to keep you compliant.

Book an SMSF Strategy Call

Case Study

$650K new build · 55-year-old investor · 10-year horizon

Purchase Price$650,000
LVR80% ($520,000)
Weekly Rent$625/week
Gross Yield4.99%
Depreciation (Div 43)$7,000/yr
Depreciation (Div 40)$18,000/yr
Total Depreciation$25,000/yr
Net Monthly Cashflow
+$692/mo
After tax, with depreciation

*Illustrative only. Seek independent advice.

Tools

Run your own numbers

Fast, accurate calculators built for property investors.

✅ 250+ Properties Purchased

Rental Yield
Cashflow
Borrowing Power
SMSF
Stamp Duty

📊 Yield Analysis

Annual Rent Income$32,500
Gross Yield5.00%
Property Management Fees$2,600
Total Annual Costs$6,600
Net Annual Income$25,900
Net Yield3.98%

💵 Cashflow Breakdown

Loan Amount$520,000
Annual Interest$32,240
Annual Rent$32,500
Annual Costs$6,000
Pre-Tax Cashflow-$5,740
Tax Benefit (incl. dep)$11,424
Net Monthly Cashflow+$474/mo

🏦 Borrowing Estimate

Combined Annual Income$120,000
Est. Monthly Surplus$5,000
Estimated Borrowing Power$600,000
Buying Power (80% LVR)$750,000

Indicative only. Speak to a mortgage broker.

🏦 SMSF Property Analysis

Loan Amount$520,000
Required SMSF Cash$130,000
Annual Interest$36,400
Annual Rent$32,500
SMSF Tax on Rent (15%)$4,875
Depreciation Tax Saving$3,750
Net Monthly Cashflow-$408/mo

📋 Stamp Duty Estimate

StateVictoria
Purchase Price$650,000
Stamp Duty$34,703
Transfer Fee (est.)$1,463
Total Upfront Tax Cost$36,166

Estimates only. Confirm with your solicitor.

Research

Our suburb report cards

40 criteria. 5 categories. Real data. Every recommendation we make is backed by our proprietary suburb scoring framework.

Huntly
VIC 3551
312/400
BUY
Median House Price$480,000
12-Month Growth+6.2%
Gross Yield4.9%
Vacancy Rate0.8%
Smythes Creek
VIC 3351
255/400
Consider with Caution
Median House Price$520,000
12-Month Growth+3.1%
Gross Yield4.4%
Vacancy Rate1.4%
Want a Report?
Any suburb in Australia

Our 15-page suburb report cards are available for any suburb in Australia. 40 criteria, real sourced data, and a clear BUY / AVOID recommendation.

Request a Report
Client Results

What our clients say

★★★★★

"Snowy doesn't just find you a property — he builds you a strategy. 3 properties in and every one of them is performing very well."

Steve S.
3-property portfolio client, Adelaide SA
★★★★★

"As a 1st time investor I was thinking investing in a home. Jas opened my eyes to Rooming Homes. What a concept. Our 6 room home is generating $390 per week per room. Amazing cash flow & $300K capital growth uplift on completion!"

Simon D.
Investors, VIC
★★★★★

"The Cashflow and 40 point suburb report card alone was worth every cent, giving me even more confidence and trust that i was in great hands."

Michelle G.
1st investment property, Adelaide SA
Get in Touch

Let's talk strategy

A 20-minute call changes everything.

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Office

37 Cascade Street, Balwyn North VIC 3104

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Email

jason@cartercapital.com.au

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Watch

Follow us on Socials

🏅

Accreditation

PIAA 232C0146 · RLA 288316 (SA) 082239L (VIC)

Book a Free Strategy Call

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